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What to do if the insurance company says you are at fault

If you have been involved in a car accident, the last thing you want to hear from your insurance company is that you are at fault. This can be extremely frustrating and confusing, especially if you believe that the other driver was responsible for the accident.

But don’t panic, there are steps you can take to protect yourself and your rights. In this blog post, we will discuss what to do when the insurance company says you are at fault and how us here at Marcus Vaden Law can help.

Understanding Fault in Car Accidents in Arkansas

Firstly, it’s important to understand that fault is not always black and white in car accidents. In fact, determining fault can be a complex issue that requires a thorough investigation and consideration of various factors and evidence.

In the state of Arkansas, fault is determined by comparative negligence laws. This means that both parties involved in an accident can share a percentage of responsibility for the incident based on their level of negligence. It’s a fair and balanced approach that takes into account the specific circumstances of each case.

Even if you were partly at fault for the accident, it’s important to know that you may still be entitled to compensation. Comparative negligence laws recognize that nobody is perfect, and accidents can happen due to a combination of factors. So, don’t lose hope if you think you might have contributed to the accident in some way – you may still have a valid claim for compensation.

Start By Gathering Evidence

If the insurance company is claiming that you are at fault, it’s crucial to gather as much evidence as possible to support your case. This can include:

  1. Photos of the accident scene: Capture detailed images showcasing the damage to both vehicles involved, as well as any relevant surrounding factors like road conditions or traffic signals. Providing visual evidence can paint a clearer picture of the incident.
  2. Witness statements: Seek statements from anyone who witnessed the accident occur. Their firsthand accounts can provide additional perspectives and support your version of events.
  3. Police reports: If available, obtain a copy of the official police report. This document can contain valuable information and objective observations made by law enforcement, which can strengthen your case.
  4. Medical records: If you sustained injuries in the accident, gather your medical records. These records can serve as evidence of the physical harm you endured as a result of the incident.

By compiling solid evidence, you can bolster your case and demonstrate that the other driver was at fault or that both parties shared responsibility. The more comprehensive and detailed your evidence, the stronger your position becomes when dealing with the insurance company.

Don’t Accept Blame

It’s crucial to keep in mind that even if the insurance company deems you at fault, it doesn’t mean you must accept the blame outright. In fact, it’s highly advisable to refrain from admitting fault or making any statements until you have sought advice from a qualified attorney.

Insurance companies are notorious for their efforts to minimize payouts and safeguard their financial interests. Therefore, it becomes imperative to have a skilled legal professional by your side, advocating for your rights and ensuring that you aren’t unfairly burdened with responsibility. With the guidance and expertise of a lawyer, you can navigate the complexities of insurance claims and protect yourself from any undue consequences.

How Marcus Vaden Law Can Help

Dealing with insurance companies can be a daunting and overwhelming task, especially if they are claiming that you are at fault for an accident.

Our team of experienced personal injury lawyers in Conway, Arkansas, have extensive knowledge and experience in dealing with insurance companies and advocating for our clients’ rights. We also offer FREE claim reviews to ensure you get the justice you deserve.  We are here to support you through this difficult time and help you get the compensation you deserve. Contact us today!

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