If you’ve developed a medical condition that has made it impossible for you to work, you’ve likely filed for long-term disability (LTD) either through your employer’s policy or one you purchased on your own. However, it’s possible that your claim was denied. Approximately two-thirds of all initial LTD claims are

Filing a disability claim is like hitting a moving target. It can be extremely overwhelming and irritating. Usually, you’ve been paying for disability insurance as a precaution, and now that you need to take advantage of it – there is no end to a rabbit hole you feel like you’re